Everything you need for a great payment experience
Make it easier for your customers to check out by offering multiple payment methods
What is a payment gateway?
The main job of a payment gateway is to validate your customer’s credit card details securely, make sure the funds are available for the payment and get you paid.
A payment gateway is the service that authorizes credit card payments for online and offline businesses. It is the equivalent of a physical point of sale terminal in a shop or restaurant.
It lets your customer submit their credit card details and then securely passes this sensitive financial information from the customer to the merchant and then between the merchant and the bank.
The payment gateway then tells you whether the charge has been approved by the cardholder’s bank and submits your charges for settlement.
Settlement is where the payment amount is deducted from your customer’s credit card account and deposited into your merchant account.
What is a merchant account?
Payment gateways are often confused with merchant accounts. To take payments online you need both a payment gateway and a merchant account.
A merchant account is where funds are held before being deposited into your bank account. The role of the payment gateway is simply to decline or approve a transaction.
How does a payment gateway work?
There are four simple steps in the payment gateway process:
Your customer chooses the product or service they want to purchase and then enters their credit card details onto your payment page. This information is then directed to your payment gateway.
Your payment gateway then takes this information, and sending it via a shielded link to your bank account.
At this point you will know that the sale has been approved and you can deliver the ordered products or services.
At last, the transaction data is verified by your bank and the money from the sale is deposited into your account. When the actual payment will arrive in your account will depend on your payment gateway – it can be as little as real-time or as long as 1 - 3 working days.
Infinity Webpro supports all the popular payment methods in India
- Credit Cards and Debit Cards
- Bank Transfers
- Cash on Delivery
- Mobile Wallets
All major payment gateways supported
Infinity Webpro gives you the freedom to choose the right payment gateway for your customers. Get started within minutes.
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Stay in control of cash on delivery
Infinity Webpro free Advanced Cash on Delivery app gives you control over your cash on delivery experience. You can: